Open Payment Infrastructure
Payments that settle in seconds. Fees that stay with you. Infrastructure that belongs to everyone.¶
The Stablecoin Stack gives payment companies, merchants, and everyday users a faster, cheaper, and more transparent way to move money โ built on open standards, not proprietary rails.
Three groups. One infrastructure.¶
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Payment Processors & Fintechs¶
Deploy a full-stack, production-ready payment processor in a fraction of the time. Earn on every transaction. No card-network royalties. No settlement delays.
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Merchants & Online Sellers¶
Receive money directly. No chargebacks. Instant settlement to your own account. Accept payments from anywhere in the world, without currency conversion headaches.
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End Users & Payers¶
Pay online the way you already do โ tap, confirm, done. No specialist knowledge required. Your money moves instantly, and only you can authorise the payment.
It's live. Try it now.¶
The Stablecoin Stack is not a roadmap โ it is running. A browser wallet extension, a mobile app, a simulated checkout, and a real-time settlement feed are all available right now.
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Simulated checkout¶
Browse a demo store, add to cart, and pay โ with the browser extension or the mobile app. Watch the settlement confirm in seconds.
Open the demo store โ๐
Live settlement feed¶
Watch every payment settle on the network in real time. No login. No setup. Just open and observe.
Open live feed โ๐
Event Explorer¶
REST API and WebSocket for querying and streaming settlement events. SDK available. Build on it in minutes.
Open Event Explorer โFull demonstration overview โ
Why the Stablecoin Stack?¶
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Seconds, not days¶
Payments settle in seconds on modern networks. No "next business day" waiting. No float held by a third party.
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Only you authorise your payments¶
Every payment is secured by a cryptographic signature produced on the payer's own device. Nothing moves without it.
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Borders are irrelevant¶
A payment from Sรฃo Paulo to Seoul settles the same way as a domestic transfer. No correspondent banks. No multi-day wires.
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Open standard, free to deploy¶
The full specification and reference implementation are published under the Apache 2.0 licence. No licence fees. No lock-in.
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No network fees for payers¶
Payers hold only the currency they want to spend. All network costs are handled by the processor and recovered through the processing fee.
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Ready-to-deploy infrastructure¶
Browser wallet extension, mobile app, payment gateway, settlement contract, event explorer โ everything is specified, built, and open-source.
Built on a published standard¶
The Stablecoin Stack is specified and maintained by the Fabric Payment Standards Foundation โ an open organisation dedicated to building payment infrastructure that benefits participants, not intermediaries.
The underlying specification, SS-001, defines every component, data structure, cryptographic convention, and conformance requirement. Anyone can read it, implement it, audit it, and improve it. All specification governance happens through the Foundation's public RFC portal โ not through proprietary channels.
Open Standard details โ RFC Portal
Ready to explore?¶
Whether you are a fintech evaluating new revenue lines, a merchant looking for faster settlement, or a developer curious about the protocol โ start here.